Agentic Payment Infrastructure

IntenttoExecution.Instantly.

Let AI agents and users express payment intent in natural language and execute deterministically across any rail.

“Pay X to Y when Z happens” — and have it executed securely.

Powered by industry-leading infrastructure

NEAR Protocol
Chainlink
x402
The Problem

Payments Infrastructure
Wasn't Built for Agents

Payments are rail-specific and fragmented

Different systems, different APIs, different rules. Integration complexity multiplies with each new payment method.

AI agents cannot natively execute payments

Current payment infrastructure wasn't built for autonomous agents. There's no safe way for AI to move money.

Conditional payments require complex setup

"Pay when X happens" logic requires custom development, webhooks, and constant maintenance.

Developers can't easily gate services

Monetizing APIs and services with automated payments is unnecessarily complicated.

The Solution

FlowPayOS.

Intent
Validation
Deterministic Execution
Verifiable Settlement

"Pay X to Y when Z happens" — executed securely, every time.

Architecture

How a Flow. Works

Every complete payment run is called a Flow. Watch how intent becomes execution.

Intent Layer

LLM parses user/agent instruction into a structured payment JSON object. Say it how you mean it.

Natural language understanding
Multi-language support
Context-aware parsing
Agent-to-agent communication
Step 1 of 5

Web3 is an adapter, not the foundation. Your core ledger remains sovereign.

Capabilities

Built for the Future.

Everything you need to build agentic payment experiences — from intent parsing to verified settlement.

Natural Language Payments

Express payment intent in plain English. Our LLM layer understands context and converts to structured execution.

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Enterprise Security

Multi-layer validation, KYC verification, and risk scoring on every transaction.

Real-time Settlement

Sub-second finality on supported rails with instant reconciliation.

Multi-Rail Architecture

Seamlessly route between fiat, crypto, and hybrid paths based on cost and speed.

Conditional Triggers

Execute payments when conditions are met — price movements, time-based, or custom events.

Developer First

Clean APIs, comprehensive SDKs, and embeddable components for any platform.

Infrastructure

Supported Rails.

Choose your execution path. Fiat, crypto, or hybrid — all through a unified intent interface.

Live
Primary

Fiat Rail

Traditional banking and payment processor integrations used for off-chain settlement. This is the default rail for MVP.

  • Bank transfers
  • Card payments
  • Local payment methods
  • Enterprise APIs
Live
Web3

NEAR On-Chain Rail

Execution via NEAR Protocol Intents for programmable, on-chain settlement with sub-second finality.

  • Intent-based execution
  • Low gas fees
  • Account abstraction
  • Cross-shard scaling
Live
Conditions

Automation & Trigger Layer

Conditional execution powered by Chainlink Runtime Environment. Trigger payments based on any on-chain or off-chain condition.

  • Event-driven triggers
  • Price feed oracles
  • Cross-chain data
  • Verifiable randomness

Multi-region

Global reach

Security

Enterprise-grade

Settlement

Real-time

More rails coming soon. Request an integration →

Now in Beta

Ready to Build the
Future of Payments?

Join the developers and teams building agentic payment experiences. Start with our beta and shape the future of intent-based finance.

Open Source Core
99.99% Uptime SLA
SOC 2 Compliant